:root{
  --navy:#0B2D5B; --navy2:#123E72; --gold:#C9A227; --gold2:#D7B64B;
  --ink:#142033; --muted:#66758A; --soft:#F4F6F9; --line:#DCE2EA; --white:#fff;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.6;-webkit-font-smoothing:antialiased}
a{color:inherit;text-decoration:none}
.container{width:min(var(--max),calc(100% - 48px));margin:0 auto}

/* Header */
.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(11,45,91,.08)}
.nav-wrap{height:92px;display:flex;align-items:center;justify-content:space-between;gap:30px}
.brand{display:flex;align-items:center}
.brand img{display:block;width:330px;height:auto;max-width:44vw}
nav{display:flex;align-items:center;gap:32px;font-size:14px;font-weight:650;color:#40506a}
nav a:hover{color:var(--navy)}
.nav-contact{padding:10px 20px;border:1px solid var(--navy);border-radius:999px;color:var(--navy)}

/* Hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#FAFBFD 0%,#fff 62%,#F6F7F8 100%)}
.hero:before{content:"";position:absolute;width:500px;height:500px;border-radius:50%;right:-135px;top:-180px;background:radial-gradient(circle,rgba(201,162,39,.13),rgba(201,162,39,0) 69%)}
.hero-grid{min-height:570px;display:grid;grid-template-columns:1.14fr .86fr;align-items:center;gap:86px;padding:66px 0 72px;position:relative;z-index:1}
.eyebrow,.section-kicker{text-transform:uppercase;letter-spacing:.18em;font-size:11px;font-weight:800;color:var(--navy);margin:0 0 18px}
.eyebrow{display:flex;align-items:center;gap:12px}.eyebrow:before{content:"";width:34px;height:2px;background:var(--gold)}
.hero h1{font-size:clamp(48px,4.65vw,66px);line-height:1.025;letter-spacing:-.045em;color:var(--navy);margin:0 0 24px;max-width:700px}
.hero h1 span{color:var(--gold)}
.hero-lead{font-size:18px;line-height:1.65;color:#516078;max-width:665px;margin:0 0 30px}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 21px;border-radius:8px;font-weight:750;font-size:14px;transition:.2s}
.btn-primary{background:var(--navy);color:#fff;box-shadow:0 11px 25px rgba(11,45,91,.16)}
.btn-secondary{border:1px solid #CFD7E3;background:#fff;color:var(--navy)}
.btn:hover{transform:translateY(-1px)}
.hero-meta{display:flex;align-items:center;gap:11px;margin-top:33px;color:#718096;font-size:13px;font-weight:600}
.dot{width:4px;height:4px;border-radius:50%;background:var(--gold)}

.hero-mark{display:flex;justify-content:flex-end}
.mark-card{width:min(335px,100%);aspect-ratio:1/1;border-radius:28px;background:var(--navy);box-shadow:0 24px 52px rgba(11,45,91,.18);display:flex;flex-direction:column;align-items:center;justify-content:center;padding:42px;position:relative}
.mark-card img{width:88%;height:auto;display:block;position:relative;z-index:2}
.mark-rule{width:34px;height:2px;background:var(--gold);margin-top:24px}
.mark-card p{margin:14px 0 0;color:#fff;text-transform:uppercase;letter-spacing:.145em;font-size:9px;font-weight:750;text-align:center;white-space:nowrap}
.hero-line{height:3px;background:linear-gradient(90deg,var(--navy) 0 80%,var(--gold) 80% 100%)}

/* Main sections */
.section{padding:88px 0}
.section-light{background:#fff}.section-soft{background:var(--soft)}
.split{display:grid;grid-template-columns:.85fr 1.15fr;gap:85px;align-items:start}
.section h2{font-size:clamp(34px,3.7vw,50px);line-height:1.12;letter-spacing:-.032em;color:var(--navy);margin:0}
.body-copy{font-size:18px;color:#56657a;max-width:720px}.body-copy p{margin:0 0 20px}
.section-heading{max-width:760px;margin-bottom:46px}
.section-heading>p:last-child{font-size:18px;color:#617084;margin:18px 0 0;max-width:680px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.card{background:#fff;border:1px solid #E2E7EE;border-radius:18px;padding:30px;min-height:275px;display:flex;flex-direction:column;box-shadow:0 8px 26px rgba(17,35,59,.04)}
.icon{font-size:12px;font-weight:900;color:var(--gold);letter-spacing:.1em;margin-bottom:43px}
.card h3{font-size:21px;line-height:1.25;color:var(--navy);margin:0 0 13px}
.card p{color:#68768a;margin:0;font-size:15px}
.card-accent{background:linear-gradient(145deg,#0B2D5B,#123d6f);border-color:transparent}
.card-accent h3{color:#fff}.card-accent p{color:#d7e1ed}
.section-navy{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.approach-grid{display:grid;grid-template-columns:1fr 1fr;gap:100px;position:relative;z-index:1}
.section-navy h2{color:#fff}.gold{color:var(--gold2)}
.approach-lead{font-size:18px;color:#c8d4e2;margin:22px 0 0;max-width:560px}
.steps{display:grid;gap:4px}
.step{display:grid;grid-template-columns:48px 1fr;gap:18px;padding:19px 0;border-bottom:1px solid rgba(255,255,255,.11)}
.step span{color:var(--gold);font-size:12px;font-weight:900;padding-top:5px}.step strong{display:block;font-size:18px;margin-bottom:4px}.step p{margin:0;color:#bfcbd9;font-size:14px}

/* Contact */
.contact-section{padding:76px 0 80px;background:#fff}
.contact-panel{border:1px solid #DFE5EC;border-radius:22px;padding:42px 46px;display:grid;grid-template-columns:1.32fr .68fr;gap:54px;align-items:center;background:linear-gradient(135deg,#fff,#F9FAFC)}
.contact-panel h2{font-size:36px}.contact-panel>div>p:last-child{color:#68768a;font-size:16px;max-width:640px}
.contact-email{border-left:3px solid var(--gold);padding:10px 0 10px 24px;display:grid;gap:4px;position:relative}
.contact-email span:first-child{font-size:11px;text-transform:uppercase;letter-spacing:.15em;color:#7a8798;font-weight:800}
.contact-email strong{color:var(--navy);font-size:21px;word-break:break-word}.contact-email .arrow{position:absolute;right:0;top:12px;color:var(--gold);font-size:24px}

/* Footer */
footer{background:#F7F8FA;border-top:1px solid #E3E7ED;padding:34px 0 22px}
.footer-top{display:flex;align-items:center;justify-content:space-between;gap:32px}
.footer-logo{display:block;width:300px;height:auto;max-width:42vw}
.footer-right{display:flex;align-items:center;gap:28px;color:#5D6A7B;font-size:13px;font-weight:600}
.footer-right a{color:var(--navy)}
.legal{border-top:1px solid #DDE3EA;margin-top:24px;padding-top:18px;display:flex;justify-content:space-between;gap:28px;color:#8793A3;font-size:10.5px}

@media(max-width:900px){
 .nav-wrap{height:78px}.brand img{width:270px}nav a:not(.nav-contact){display:none}
 .hero-grid{grid-template-columns:1fr;gap:40px;padding:56px 0 62px}.hero-mark{order:-1;justify-content:center}.mark-card{width:280px;padding:35px}
 .split,.approach-grid,.contact-panel{grid-template-columns:1fr;gap:40px}.cards{grid-template-columns:repeat(2,1fr)}
 .section{padding:76px 0}.footer-right{flex-direction:column;align-items:flex-end;gap:4px}.legal{flex-direction:column}
}
@media(max-width:620px){
 .container{width:min(100% - 30px,var(--max))}.brand img{width:230px;max-width:64vw}.nav-contact{padding:8px 13px;font-size:12px}
 .hero-grid{min-height:auto;padding:48px 0 58px}.hero h1{font-size:42px}.hero-lead{font-size:17px}.hero-mark{display:none}.hero-meta{flex-wrap:wrap}
 .cards{grid-template-columns:1fr}.card{min-height:0}.icon{margin-bottom:26px}.section{padding:64px 0}.split{gap:28px}.section h2{font-size:37px}
 .contact-panel{padding:32px 24px}.contact-panel h2{font-size:33px}
 .footer-top{align-items:flex-start;flex-direction:column}.footer-right{align-items:flex-start}.footer-logo{width:270px;max-width:82vw}.legal{font-size:10px}
}